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Expert Jewelry Appraisal Services by GIA-Certified Professionals

Coins and Carats is the premier destination for expert jewelry appraisals in Kalispell and the Flathead Valley. At Coins and Carats, we understand that an accurate assessment of your treasured pieces is paramount. That's why we offer comprehensive, in-house appraisal services conducted by a dedicated team of GIA-trained specialists..

Why Choose Coins and Carats for Your Jewelry Appraisal?

Immediate, On-Site Evaluations: We provide immediate, on-site evaluations, allowing you to have your jewelry graded, photographed, and assessed without the anxiety of parting with it.

Trust and Confidence: Gain peace of mind knowing that our appraisal documents are recognized by all major insurance providers, ensuring your investment is always protected.

Transparent Process: Experience our transparent appraisal process with clear documentation, providing you with detailed insights into the value and quality of your jewelry.

Jewelry inspection for an appraisal under a microscope

Over 3 Decades of Experience

In-House GIA Graduate Expertise: Our lead appraiser, J.B. Love, is a distinguished GIA graduate with extensive knowledge and experience in fine jewelry. He has been proudly serving the Flathead Valley for over 30 years now.

J.B.'s commitment to excellence and customer education ensures that you are well-informed about the quality and value of your jewelry. Whether for insurance purposes, personal knowledge, or estate planning, you can trust Coins and Carats to provide accurate and reliable appraisals.

A jewelry appraiser inspecting an item of jewelry for appraisal

Frequently asked questions

Can’t find the answer you’re looking for? Reach out to us at 406-752-2646

What should I bring to my jewelry appraisal appointment?
To ensure the most precise appraisal, bring any related paperwork such as previous appraisals, original purchase receipts, or stone gradings. These documents will assist in creating an accurate valuation for insurance purposes.
Is an insurance appraisal a good way to determine what my jewelry is worth to sell?
No. Insurance appraisals give you the value of your piece if you wished to go into a store and have a retail jewelry store replace that piece into an indentical version. The value of your piece of jewelry to sell usually ranges from 10% to 20% of the insurance value. If you want to simply know the value of the piece to sell, bring it in and we can give you a scrap value for the jewelry.
Do I have to leave my jewelry behind for appraisal?
If you are only insuring a few pieces, then no, there is no need to leave your jewelry. Schedule an appointment, and we will perform the appraisal while you wait, including all necessary measurements and photographs. If you are insuring multiple pieces, it is usually more efficient to leave the pieces so that we can perform those measurements, notes, inspections and photos during quiet times or after store hours.
How often should I have my jewelry appraised?
This usually depends on your insurance company policies. Many require you to refresh your insurnace apprasial somewhere between every 3 and 10 years. Every 5 years is usually a good recommendation to account for changes in the prices of gold and diamonds
How long does the appraisal process take?
The entire process will take around 2 weeks from start to finish. However, the time with your jewerly in the store will usually take less than 30 minutes. The remainder of the time is spent researching the replacement value and creating the necessary documentation for insurance companies. Please check with us ahead of time as our time frames do change based on the season and number of appraisals ahead of you.
What types of jewelry can you appraise?
Our experts are equipped to assess all kinds of jewelry, including rings, necklaces, bracelets, earrings, and timepieces, regardless of their complexity or rarity.
Can you appraise antique or heirloom jewelry?
Yes, our GIA-certified appraisers specialize in evaluating antique and heirloom pieces, taking into account historical significance and craftsmanship.
What is included in the appraisal report?
Our comprehensive appraisal report includes detailed descriptions, quality assessments, photographs, and current market value estimations, providing a complete account of your jewelry's worth.